As a fee only planning firm, our services aren't "free," but unless you're working with a non-profit financial advisory firm, neither are theirs.  In many cases what you're already paying in investment fees can buy you comprehensive financial planning and investment advice with a fee only planner.  When you work with us, you will always know what our fees are.  It's your money, and you have a right to know. 

We believe in transparency, and while we also believe that everyone can benefit from financial planning, we realize that not everyone needs the same service. 

We offer a wide range of financial planning services so you can choose the solution that best fits your needs.

 

Full Retainer Financial Planning

You likely do a good job of managing your money.  And perhaps you even have some aspects of your finances in place.  After all, you have insurance, you pay taxes, and a retirement fund. But, chances are, you're still not where you want to be financially.

With our full retainer financial planning service, we take a look at your entire financial picture and make sure each piece works together effectively to help you maximize your resources and reach your goals.

Learn more about our retainer option here.

Financial Reviews

If you need help with a specific area of your finances, a one-time Financial Review will give you trusted advice and direction to get your finances on track.

With this service, we ask questions and collect information in our initial meeting.  Then we take time to review, analyze, and compile answers to your specific questions.  We will meet a second time to review our recommendations and look at different scenarios that may impact your situation.  You'll leave the meeting armed with a binder full of recommendations for steps you need to take to improve your financial picture.  

We offer a few different options for Financial Reviews so you can find the one that best matches your needs.  You can find them here. 

Other Services

Planning Projects

For planning issues that require more comprehensive advice than a review can give, such as a full financial plan or an investment only retainer, we offer individualized projects.  After discussing your needs, we'll provide you with a fee proposal and timeline for your plan.  

Tax Preparation

Although tax preparation is part of our Full Retainer offering, we also offer it as a standalone service for individuals and small business owners who want to make sure they are getting all the deductions they're entitled to.  If you would like our help with tax preparation, give us a call for an estimate.

Hourly Consulting

Have a few questions or just need some quick advice to point you in the right direction?  We offer hourly consulting on a limited basis for those with immediate short-term needs.  

Socially Responsible and Faith Based Investing

 

Socially Responsible Investing

We may not be able to single handedly solve the energy crisis or put corrupt companies out of business, but we DO have a vote with our wallets when we invest strategically.  Using an ethical or moral standard to choose investments dates back to the mid eighteenth century when the Quakers took a stand against slavery.   Today, socially conscious investors can choose from some 200 mutual funds with values based investment philosophies, or do their own research on sites like www.socialinvest.org.  If you’ve ever thought about investing for a cause or against it, or wondered if there was a way to put your investments to work in disadvantaged communities, we can help by educating you about the concept of investing with your values, and incorporating these investments into your overall portfolio plan.   

Faith Based Planning

If you are a Christian and wish to integrate your faith and finances, please let us know.  We certainly don't push our faith on those not interested, but are happy to include prayer and Biblical stewardship in our meetings and planning for those who desire it.