The wise man saves for the future, but the foolish man spends whatever he gets. - Proverbs 21:20

Happiness cannot be traveled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace and gratitude. - Denis Waitley

"...the cost of a thing is the amount of what I call life which is required to be exchanged for it, immediately or in the long run." ~Thoreau

Money can be used for three things: a tool, a test, or a testimony. - Ron Blue

By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures. - Proverbs 24:3-4