By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures. - Proverbs 24:3-4

"...the cost of a thing is the amount of what I call life which is required to be exchanged for it, immediately or in the long run." ~Thoreau

Happiness cannot be traveled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace and gratitude. - Denis Waitley

The wise man saves for the future, but the foolish man spends whatever he gets. - Proverbs 21:20

Money can be used for three things: a tool, a test, or a testimony. - Ron Blue

WHICH of the following do you think is the best long-term investment?

	Savings accts./ CDs
	Real estate
	Stocks/ mutual funds
	Bonds
	Other

In the Media

Erin Baehr is the author of Your Money Matters, a biweekly personal finance column in the Pocono Record. You can find a collection of her articles in our Blog.

Erin has also been quoted in a number of articles and publications. Below are links to some:

Planners Say No to Increase in Estate Tax Rates

InvestmentNews.com - December 16, 2012

Advisers Set Grinch-like Expectations for Fiscal Cliff Talks

InvestmentNews.com - December 14, 2012

Estate Planning Part 4: What you can pass down

Ally.com - September 2012

Cap Gains the Flash Point in Tax Imbroglio

InvestmentNews.com - September 20, 2012

SEC Funding, SRO Debates Rekindle Madoff Blame Game

InvestmentNews.com - July 15, 2012

When Saving for Retirement, Even Small Steps Pay Off